THIS DOCUMENT DESCRIBES THE BENEFITS AND PROVISIONS OF THE CAMPUSBREAK.COM CANCELLATION PLAN. THE CANCELLATION PLAN IS THE ONLY CONTRACT IN WHICH BENEFITS WILL BE PAID. PLEASE READ THIS DOCUMENT CAREFULLY.
CANCELLATION PLAN OVERVIEW:
CampusBreak.com offers a Cancellation Plan to ensure peace of mind, protecting your Trip Cost from being a total loss if you need to cancel your trip for a valid medically necessary reason. The Cancellation Plan will provide reimbursement of non-refundable or previously forfeited deposits and payments made on the covered trip.
CANCELLATION PLAN COVERAGE:
CampusBreak.com will pay this trip cancellation coverage benefit up to the Maximum Amount of the trip cost paid, minus a $50 administrative fee, if the Trip is canceled by the Trip Participant due to any of the following unforeseen circumstances: (a) Sickness, Injury, or death of the Trip Participant or Immediate Family Member. Coverage does not apply and trip cancellation coverage benefits will not be paid in relation to the Sickness, Injury, or death of the Trip Participant’s Traveling Companion. Injury or Sickness must be so disabling as to reasonably cause the Trip to be canceled. Injury or Sickness must be documented by a Physician, and the attending Physician must recommend or require the Trip Participant to cancel travel plans for the covered trip. This coverage applies only if the Cancellation Plan was purchased and paid for at the time of the “initial trip deposit/payment.” “Initial trip deposit/payment” refers to the date the first deposit is made to CampusBreak.com toward the cost of the trip. Trip cancellation coverage benefits will not be paid for the following, including but not limited to: (a) Change of Mind or alternate travel plans; (b) Inclement Weather causing delay or cancellation of travel; (c) Strike resulting in cessation of travel services at the point of departure or Destination; (d) the Trip Participant’s principal residence or Destination being made uninhabitable by fire, flood, or similar Natural Disaster, vandalism, or burglary; (e) the Trip Participant being subpoenaed, required to serve on a jury, hijacked, or quarantined; (f) the Trip Participant being called into active military service or having leave revoked or being reassigned; (g) a Terrorist Incident in a City listed on the Trip Participant’s itinerary scheduled arrival; (h) financial hardship; (i) removal from university or organization related to the trip; (j) any other reason not stated above where trip cancellation coverage benefits are payable.
CANCELLATION PLAN BENEFITS:
CampusBreak.com will pay this trip cancellation coverage benefit up to the Maximum Amount of the trip cost paid for trips canceled before the scheduled Contracted Departure Date due to the reasons listed above. CampusBreak.com will reimburse the following, minus a $50 administrative fee: (a) forfeited, non-refundable prepaid deposits and/or payments, or unused prepaid payments or deposits; (b) the charge for a single room upgrade. CampusBreak.com will not reimburse or pay for: (a) late fees; (b) name change fees; (c) administrative fees; (d) room change fees; (e) Cancellation Plan cost. The Trip Participant must contact CampusBreak.com in writing at (contact@campusbreak.com) as soon as they know the trip is going to be canceled. Failure to do so may affect coverage.
Trip Participant’s Duties in the Event of Loss or Benefit Claim: The Trip Participant must provide CampusBreak.com with documentation of the cancellation by completing the Cancellation Plan Claim Form along with proof of expenses incurred. The Trip Participant must provide proof of payment for the trip, such as canceled checks, credit card statements, proof of refunds received, and any other information reasonably required to prove the loss. Claims involving loss and benefits due to Sickness, Injury, or death require signed patient/participant authorization to release medical information and an attending Physician’s statement.
INDIVIDUAL ELIGIBILITY, EFFECTIVE & TERMINATION DATES:
Persons eligible for the Cancellation Plan are any paid Trip Participants who purchased the Cancellation Plan at the time of the initial trip deposit/payment.
Effective Date: After the Cancellation Plan cost is paid by the Trip Participant, the TRIP CANCELLATION BENEFIT will be effective immediately.
Termination Date: All coverage ends at 12:01 AM on the day of departure or upon cancellation of the Trip covered by the Cancellation Plan.
GENERAL EXCLUSIONS:
The Cancellation Plan does not cover loss caused by: (a) intentionally self-inflicted Injury or any attempt at an intentionally self-inflicted Injury, suicide, or attempted suicide by the Trip Participant or Immediate Family Member; (b) pregnancy or childbirth, or elective abortion, other than Complications of Pregnancy; (c) participation in professional athletic events, motor sports, or motor racing, including training or practice for the same; (d) mountain climbing; (e) war or act of war, whether declared or not, civil disturbance, riot, or insurrection; (f) operating or learning to operate any aircraft, as a student, pilot, or crew; (g) air travel on any air-supported device, other than a regularly scheduled airline or air charter company; (h) loss or damage caused by detention, confiscation, or destruction by customs; (i) unlawful acts committed by the Trip Participant, Immediate Family Member, or a Traveling Companion; (j) mental, psychological, or nervous disorders including, but not limited to, anxiety, depression, neurosis, or psychosis; (k) open tickets without specific travel dates; (l) alcohol or substance abuse or treatment for the same; (m) medical treatment during or arising from a trip undertaken for the purpose of securing medical treatment; (n) elective or non-emergency treatment or surgery unless required due to a covered Injury or Sickness; (o) Experimental or Investigative treatment; (p) Injury or Sickness occurring outside of coverage; (q) COVID-19 related claims unless a positive test occurs within 24 hours prior to departure.
PRE-EXISTING MEDICAL CONDITION EXCLUSION:
CampusBreak.com will not pay for loss or expenses due to Injury, Sickness, or other conditions of the Trip Participant, a Traveling Companion, or an Immediate Family Member that manifested or required treatment within 365 days prior to coverage. However, this exclusion may be waived under certain conditions.